Homeowners Insurance in and around Saint Louis
Protect what's important from the unexpected.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
What's More Important Than A Secure Home?
Home is where your heart is. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, an industry leader in homeowners insurance. State Farm Agent Melissa Carlton is your wise authority who can offer a protection plan aligned with your unique needs.
Protect what's important from the unexpected.
Give your home an extra layer of protection with State Farm home insurance.

Homeowners Insurance You Can Trust
Melissa Carlton can walk you through the whole coverage process, step by step. You can have a hassle-free experience to get coverage options for everything that’s meaningful to you. We’re talking about more than just protection for your electronics, appliances and furniture. Protect your family keepsakes—like mementos and pictures. Protect your hobbies and interests—like sports equipment and videogame systems. And Agent Melissa Carlton can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or choose a higher deductible, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Whether you're prepared for it or not, the unexpected can happen. But with State Farm, you're always prepared, so you can laugh and play knowing that your belongings are safe. Additionally, if you also insure your car, you could bundle and save! Contact agent Melissa Carlton today to go over your options.
Have More Questions About Homeowners Insurance?
Call Melissa at (314) 842-2422 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
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Melissa Carlton
State Farm® Insurance AgentSimple Insights®
Pros and cons of metal roofs for your home
Pros and cons of metal roofs for your home
The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.
How to be a good neighbor
How to be a good neighbor
What's OK to share — and what might lead to neighbor disagreements? Read on for ideas to avoid property line disputes, build bonds and maintain community.